Month: November 2017

Happiness Mustachian Fails

Complainypants Mustachian Fail

Do you complain too much! How to complain less!

I’ve been in Lean Process Improvement for my job this past month, which has been so tedious! Ugh, all day meetings are not my jam. My partner has had to deal with complainypants me! Which brings us to the Monthly Mustachian Fail of course! I am (more often than I’d like to admit) a complainypants! […]

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Frugality Happiness Health Optimization

Don’t Give Up on Gratitude

Get to know the frugal pack

In the US we just finished our Thanksgiving holiday weekend, which starts with giving thanks and ends with wrestling discounted televisions from your neighbors to save a few bucks. When we were poor graduate students, our apartment was sparse, and those savings felt real – so we shopped on Black Friday. Now that we are […]

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Activities Frugality

Kitchen Tools for the Frugal Chef

Frugal Kitchen Tools

Saving money on groceries is a favorite frugal focus recommended by most personal finance bloggers. And for good reason, I may add! Over the past four years we have reduced our grocery bill by over 50%. But the other part of saving money on groceries is learning how to cook healthy meals at home. We […]

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Activities Frugality Mr. Kiwi

Deconstructed Black Friday Traditions

Black Friday shopping traditions using 20 years of experience. The best stories, tips and tricks for black friday shopping

I remember going Black Friday shopping with my parents as a kid. It was the tradition. We’d go have family Thanksgiving dinner. Then, after we were done eating, it was time for cards (cribbage or euchre) and reading through all of the sales ads. Everyone had their own notepad and we’d sit in sort of […]

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Activities Environment Happiness

Simplifying through #ActsofKindness

#actsofkindness This Christmas season donate your time, money, and things to help others in need and focus less on consuming

The holiday season is filled with a plethora of excuses to spend money and lose focus of your values. Just a few years ago, Mr. Kiwi and I were part of the herd filing into stores as they opened in the early hours of Black Friday morning. And, while I love thoughtful gift exchanges, my […]

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Happiness Optimization Savings

Is an Emergency Fund Necessary with a High Savings Rate?

Emergency funds are needed, right? Every personal finance expert advises building up one regardless of your financial situation. General advice recommends emergency funds range from $1,000 to one year of living expenses, depending on if you carry debt. Well, I have a confession: until this year we never had an emergency fund. No emergency fund […]

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Activities Frugality Happiness Optimization

Frugality: Spend Less by Enjoying More

We are entering the season of advertising, deals, and coupons galore! Around every corner is an opportunity to spend money! In fact, we are always entering a new season of advertising and excuses to shop to save:  From New Year’s, to Memorial Day, Sweethearts’ Day, to after Christmas, there is always a new sale and […]

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Frugality Happiness

Frugal Holiday Gift Guide

I am SO ready for the holiday season! I love getting together with friends and family to celebrate, eat good food, and rest. Even frugal me loves giving gifts to those closest to me. I love thinking it through, listening to my friend/family member throughout the year as they drop hints about things they desire, […]

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Activities Frugality Health

Save Your Scraps! Frugal Vegetable Stock Recipe

We all love spending less money at the grocery store, right!? Our frugal pack has cut our grocery spending by 33% this year (and 60% over four years) by changing how we shop! But, instead of resting on this improvement, we are still looking for ways to frugalize our grocery bill and eat delicious, healthy, […]

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Work

Stop Being Miserable – Financial Independence Options

Financial Independence Options

How do you make it though the every day burden of going to work and doing the motions? Is one of the most common questions I’ve seen on the Reddit Financial Independence community. I still have moments where I question that too, but it’s gotten a lot easier after making it through the first year […]

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