Hi all, and thanks for joining us on our adventure!
We are two millennial engineers and two dogs working towards financial independence, so there’s more time for walks on the beach and belly rubs. Financial Independence/Early Retirement (FIRE) has also challenged us to simplify our lives and deflate our lifestyle.
After graduating from college, we got married, saved up to buy our home, and then wondered what next? Conventional wisdom told us that we would be doing great if we saved 20% of our income. We started spending, traveling, and filling our life with more. Eventually, we realized all of this “stuff” and “experiences” weren’t contributing to our happiness. Our busy jobs got in the way of spending time together.
We then started reading and researching to discover what more was out there. Our awesome friends directed me to our favorite FIRE blogs, and I devoured the content. From there we started challenging everything and living a simply engineered life:
- Reduced our annual spending by 37%
- Finished paying off $60,000 in student loan, medical, and auto-loan debt
- Increased our savings rate to 75%
- Found better jobs to increase our income by 35%, optimize our savings, and try a new career path
- Track all of our spending using Personal Capital
- Continuously evaluate and optimize…big announcements coming up!
We love re-purposing lost and rejected items, working in the garden, cooking vegan dishes, and long bike rides. You may be interested in our monthly spending reports, to see how our DINK family saves and spend.
But things aren’t always perfect for us either. We certainly don’t live up to the Mr. Money Mustache lifestyle, struggle through the daily drudgery of full time jobs, and Mr. Kiwi deals with chronic daily headaches. If you want rainbows and butterflies you won’t find that here! But I will share with you real and tested strategies to get off the hamster wheel and have more time for the things you value.
Thanks for learning a bit more about us, please let me know if you have any questions!