Category: Happiness

Activities Environment Happiness Uncategorized

Simplifying through #ActsofKindness

#actsofkindness This Christmas season donate your time, money, and things to help others in need and focus less on consuming

The holiday season is filled with a plethora of excuses to spend money and lose focus of your values. Just a few years ago, Mr. Kiwi and I were part of the herd filing into stores as they opened in the early hours of Black Friday morning. And, while I love thoughtful gift exchanges, my […]

CONTINUE READING
Happiness Optimization Savings

Is an Emergency Fund Necessary with a High Savings Rate?

Emergency funds are needed, right? Every personal finance expert advises building up one regardless of your financial situation. General advice recommends emergency funds range from $1,000 to one year of living expenses, depending on if you carry debt. Well, I have a confession: until this year we never had an emergency fund. No emergency fund […]

CONTINUE READING
Activities Frugality Happiness Optimization

Frugality: Spend Less by Enjoying More

We are entering the season of advertising, deals, and coupons galore! Around every corner is an opportunity to spend money! In fact, we are always entering a new season of advertising and excuses to shop to save:  From New Years’, to Memorial Day, Sweethearts Day, to after Christmas, there is always a new sale around […]

CONTINUE READING
Frugality Happiness

Frugal Holiday Gift Guide

THIS POST MAY CONTAIN AFFILIATE LINKS. SEE MY DISCLOSURES HERE. I am SO ready for the holiday season! I love getting together with friends and family to celebrate, eat good food, and rest. Even frugal me loves giving gifts to those closest to me. I love thinking it through, listening to my friend/family member throughout […]

CONTINUE READING
Happiness Optimization

Optimizing for Your Values by Questioning Your Spending

Make your spending match your values

I live my life questioning everything and focused on my values, ahem, in theory. Perfection escapes us all, but striving for perfection and learning to embrace your failures will make the journey easier. Thus, while it is easy to propose that I’ll challenge everything, inevitably I realize that I have room for improvement. Over the […]

CONTINUE READING
Activities Frugality Happiness Health

Four Frugal and Healthy Habits to Make Today

Going on a walk is a healthy frugal option

Practicing frugality is a daily activity, and the more you incorporate frugality into your life the easier it is to maintain. If frugality could be done for only one day and produce major life-changing financial results, there’d be a lot more frugal people out there! But true frugality involves embracing it and adjusting your daily […]

CONTINUE READING
Happiness Optimization

Frugal Pack Challenge – Audit Your Time

Personal Finance Experts weigh in on reducing spending

Hello frugal pack readers! I’m excited to announce the very first frugal pack challenge today! For those of you new to the blog, we are looking to optimize our lives to find happiness aligned with our values. I know I struggle with happiness, but over time I’ve worked to balance my days between work and […]

CONTINUE READING
Environment Frugality Happiness

The Cost of Driving – Gas

Cost of Car Ownership

Contrary to popular advertising, you really can save the planet by spending less of your money. Have you ever been shopping for a product, but then done a deep dive down the sustainability rabbit-hole? Is this from sustainably sourced cork? Which leads to the least carbon emissions/deforestation or greatest support of the local economy? Cork, […]

CONTINUE READING
Activities Happiness

Where’s Your Favorite Place?

How to travel more and travel now

Oh the places you’ll go when you reach FIRE! Are you rushing to that finish line so you can slow travel each continent, embrace different cultures, eat all the food, and finally experience living in the remote wilderness? You might be missing out on today if that sounds familiar! But, no, you QUESTION EVERYTHING!?! And […]

CONTINUE READING
Frugality Happiness Mustachian Fails

Monthly Mustachian Fail – Cost of Pet Ownership

Mustachian Fail Pets

We all know the MMM does not own any pets and he has written about it: Good News! Dog Ownership is Optional! I agree pets are a luxury item, and one of the earliest luxury items we splurged on. We even got our dogs before either of our cars. How many small city/suburban dwelling people […]

CONTINUE READING