Tag: Budget

Monthly Spending

December Spending Report – Lots of Travel

December Spending for a family of two plus two dogs. See their line by line budget and spending

It’s the start of a new month, which means I get to review our spending! When I first started tracking spending using Personal Capital (sign up for free today), I was not excited to see where my money was going. However, taking the time to truly dig into our budget helped us slash our annual […]

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Optimization Savings

Manage Your Money – Personal Capital Review

A review of Personal Capital to see how this family used this app to save $15,000 more every year! Kiwi and Keweenaw

Are you looking to improve your finances and better understand where your money goes? Well, Personal Capital helps to make that process a little simpler. We run a very frugal home, but our frugality was unguided until we started actually looking at where we were spending our money. Not just the big categories and purchases, […]

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Roundup

2017 Fab 5 Articles

Kiwi And Keweenaw Top Posts of 2017 Frugality, Environment, Sustainability, Cars, Groceries, Spending, Money, Budget, Vegan

I hope you all are having a wonderful end to 2017. Mr. Kiwi is enjoying his month off before starting the new job! And I’m enjoying taking a week off staycation to relax, recharge, and spend time with family/friends. 2017 has been a weird year, filled with lots of personal growth, and lots of fails […]

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Monthly Spending

November Spending Report – We Bought an Electric Bike (Kit)

Spend less money, see this family's real spending (DINKs with dogs!)

It’s the start of a new month, which means I get to review our spending! When I first started tracking spending using Personal Capital (sign up for free today), I was not excited to see where about my money was going, but taking the time to truly dig into our budget helped us slash our […]

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Frugality Happiness Health Optimization

Don’t Give Up on Gratitude

Get to know the frugal pack

In the US we just finished our Thanksgiving holiday weekend, which starts with giving thanks and ends with wrestling discounted televisions from your neighbors to save a few bucks. When we were poor graduate students, our apartment was sparse, and those savings felt real – so we shopped on Black Friday. Now that we are […]

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Activities Frugality

Kitchen Tools for the Frugal Chef

Frugal Kitchen Tools

Saving money on groceries is a favorite frugal focus recommended by most personal finance bloggers. And for good reason I may add! Over the past four years we have reduced our grocery bill by over 50%. But the other part of saving money on groceries is learning how to cook healthy meals at home. We […]

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Happiness Optimization Savings

Is an Emergency Fund Necessary with a High Savings Rate?

Emergency funds are needed, right? Every personal finance expert advises building up one regardless of your financial situation. General advice recommends emergency funds range from $1,000 to one year of living expenses, depending on if you carry debt. Well, I have a confession: until this year we never had an emergency fund. No emergency fund […]

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Optimization Savings

Simplify Your Finances through Automation

automate your finances

One of the best ways to pay yourself first, is to automate your financial life. In today’s digital world setting up the automation is simple and frequently requires talking to zero people! This week, I’ve been thinking about time management, and one of my big time savers/stress reducers is that I have my financial life […]

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Environment Frugality

Things You Should Rarely Buy New

Ultimate list of stuff you should buy used

Buying new is extremely convenient, but inevitably leads to me spending money that I could instead save. Some things (underwear and socks) I always buy new. But most of time time a used item will be just as good if not better. Before you go shopping consider the old adage: Use it up, wear it […]

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Environment Frugality Happiness

The Cost of Driving – Gas

Cost of Car Ownership

Contrary to popular advertising, you really can save the planet by spending less of your money. Have you ever been shopping for a product, but then done a deep dive down the sustainability rabbit-hole? Is this from sustainably sourced cork? Which leads to the least carbon emissions/deforestation or greatest support of the local economy? Cork, […]

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