Tag: Efficiency

Optimization Savings

I’m Only Risky with my Money

How I conquered my fear of money, learned about risk, and started saving to retire early

One thing that really bothers me about intro to investing advice is the use of the word risk. It instilled fear in me when I first started thinking about investing. Unfortunately, I didn’t know where to turn to help get me more comfortable with that risk. So I spent my first investing years buying CDs […]

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Frugality Optimization Work

442 Reasons Why I Walk

Where can you cut costs? This frugal wife saves $442 by not paying for parking at work and walking a bit farther! Find free parking tips for your city! Kiwi and Keweenaw is a great frugal living blog

I walk one mile every week day. Minimum. Well, at least every day I go to work, since that’s how far away I park. I built in walking for many reasons. But it all started with $17. When I accepted a new job a few years ago, I lost the perk of free parking. I […]

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Optimization Savings

Manage Your Money – Personal Capital Review

A review of Personal Capital to see how this family used this app to save $15,000 more every year! Kiwi and Keweenaw

Are you looking to improve your finances and better understand where your money goes? Well, Personal Capital helps to make that process a little simpler. We run a very frugal home, but our frugality was unguided until we started actually looking at where we were spending our money. Not just the big categories and purchases, […]

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Frugality

Get to Know the Frugal Pack

Hi readers! I’m Mrs. Kiwi and I write the bulk of the content here! To welcome you all into the frugal pack, I wanted to share a little more about our pack. Both my hubby and I are environmental engineers, millennials, and lovers of all things frugal! Our pack (two humans, two dogs) has cut […]

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Happiness Health

The Christmas Gifts I’m Getting for Myself

Gifts to give yourself for the holidays - what I'm giving myself KiwiAndKeweenaw.com

Let’s be real, gifts on holidays and birthdays can be a let down. I get that it’s the thought that counts, and fortunately my family stopped exchanging gifts, but the in laws and some other people still insist on annual gift giving. I always try to have a few items on my wish list around […]

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Happiness Mr. Kiwi Work

Changing Careers and Choosing a 60% Pay Cut

Story-time – Deciding to Take a Job with a Large Pay Cut (Written by Mr. Kiwi) It’s difficult for me to talk about my career and future without launching into my whole life story. It feels like maybe if I explain the whole thing maybe you’ll be able to help give me advice or at […]

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Monthly Spending

November Spending Report – We Bought an Electric Bike (Kit)

Spend less money, see this family's real spending (DINKs with dogs!)

It’s the start of a new month, which means I get to review our spending! When I first started tracking spending using Personal Capital (sign up for free today), I was not excited to see where about my money was going, but taking the time to truly dig into our budget helped us slash our […]

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Happiness Mustachian Fails

Complainypants Mustachian Fail

Do you complain too much! How to complain less!

I’ve been in Lean Process Improvement for my job this past month, which has been so tedious! Ugh, all day meetings are not my jam. My partner has had to deal with complainypants me! Which brings us to the Monthly Mustachian Fail of course! I am (more often than I’d like to admit) a complainypants! […]

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Frugality Happiness Health Optimization

Don’t Give Up on Gratitude

Get to know the frugal pack

In the US we just finished our Thanksgiving holiday weekend, which starts with giving thanks and ends with wrestling discounted televisions from your neighbors to save a few bucks. When we were poor graduate students, our apartment was sparse, and those savings felt real – so we shopped on Black Friday. Now that we are […]

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Activities Frugality Mr. Kiwi

Deconstructed Black Friday Traditions

Black Friday shopping traditions using 20 years of experience. The best stories, tips and tricks for black friday shopping

I remember going Black Friday shopping with my parents as a kid. It was the tradition. We’d go have family Thanksgiving dinner. Then, after we were done eating, it was time for cards (cribbage or euchre) and reading through all of the sales ads. Everyone had their own notepad and we’d sit in sort of […]

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