Tag: FIRE

Frugality Happiness

Frugal Holiday Gift Guide

THIS POST MAY CONTAIN AFFILIATE LINKS. SEE MY DISCLOSURES HERE. I am SO ready for the holiday season! I love getting together with friends and family to celebrate, eat good food, and rest. Even frugal me loves giving gifts to those closest to me. I love thinking it through, listening to my friend/family member throughout […]

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Happiness Optimization

Optimizing for Your Values by Questioning Your Spending

Make your spending match your values

I live my life questioning everything and focused on my values, ahem, in theory. Perfection escapes us all, but striving for perfection and learning to embrace your failures will make the journey easier. Thus, while it is easy to propose that I’ll challenge everything, inevitably I realize that I have room for improvement. Over the […]

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Optimization Savings

Simplify Your Finances through Automation

automate your finances

One of the best ways to pay yourself first, is to automate your financial life. In today’s digital world setting up the automation is simple and frequently requires talking to zero people! This week, I’ve been thinking about time management, and one of my big time savers/stress reducers is that I have my financial life […]

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Chronic Pain

Chronic Pain Challenged us to Build a Simpler Life

Chronic pain and personal finance

A simple life goes against many aspects of my nature. I love travel, adventures, and have a million hobbies. Well, okay, one million may be an exaggeration, but I am very good at keeping myself busy. Seeking financial independence involves taking control of your own life, but when chronic pain is present, that control is […]

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Frugality

Frugal vs. Cheap

frugal not cheap

Our household definitely hovers between frugal and cheap a bit more than I may be comfortable to admit. We are avid environmentalists and love to rescue things from peril (or the landfill). But the intent behind your lifestyle choices is what truly defines you as frugal or cheap. Thanks for the inspiration! This chain gang […]

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Health Savings

How we Saved 33% off our Grocery Bill

Food!

Groceries have always been a challenge to the budget and waistline for me. Although the grocery budget seems like low hanging fruit when you start looking for ways to save money, I ignored this line item for the first year in my FIRE journey. Food has caused health challenges in the past, and I’ve been […]

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