Tag: simple living

Frugality

My Love Hate Relationship with Couponing

Saving money is one of my favorite daily life hacks. And coupons may initially seem like a great strategy to get the most savings for your buck. However, as many people before me have said 40% off is still 60% more than not buying the thing.  It took me a long time to learn that […]

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Activities Frugality

What I’ve Learned By Canceling Netflix

Cancel Netflix to consume media more intentionally and get that to do list done, reflections for four months without netflix

We canceled Netflix back in October, and in addition saving $32, I’ve also saved lots of time and learned a few more things about myself. After having Netflix constantly since 2010, we took a break. The break wasn’t meant to be a TV watching ban or with any specific goals in mind. Mostly, I was […]

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Optimization Savings

Manage Your Money – Personal Capital Review

A review of Personal Capital to see how this family used this app to save $15,000 more every year! Kiwi and Keweenaw

Are you looking to improve your finances and better understand where your money goes? Well, Personal Capital helps to make that process a little simpler. We run a very frugal home, but our frugality was unguided until we started actually looking at where we were spending our money. Not just the big categories and purchases, […]

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Frugality

Get to Know the Frugal Pack

Hi readers! I’m Mrs. Kiwi and I write the bulk of the content here! To welcome you all into the frugal pack, I wanted to share a little more about our pack. Both my hubby and I are environmental engineers, millennials, and lovers of all things frugal! Our pack (two humans, two dogs) has cut […]

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Activities

Happy Holidays and Thank You

Risk and money vs risk and real life are totally different things

I hope you all are enjoying spending time on things you value during the holiday season. Whether that involves family, friends, the great outdoors, or getting cozy with a cup of cocoa (or cold brew coffee). Thank You Frugal Pack Readers I wanted to take a moment and thank all of you readers, bloggers, and […]

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Monthly Spending

November Spending Report – We Bought an Electric Bike (Kit)

Spend less money, see this family's real spending (DINKs with dogs!)

It’s the start of a new month, which means I get to review our spending! When I first started tracking spending using Personal Capital (sign up for free today), I was not excited to see where about my money was going, but taking the time to truly dig into our budget helped us slash our […]

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Frugality Happiness Health Optimization

Don’t Give Up on Gratitude

Get to know the frugal pack

In the US we just finished our Thanksgiving holiday weekend, which starts with giving thanks and ends with wrestling discounted televisions from your neighbors to save a few bucks. When we were poor graduate students, our apartment was sparse, and those savings felt real – so we shopped on Black Friday. Now that we are […]

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Activities Frugality

Kitchen Tools for the Frugal Chef

Frugal Kitchen Tools

Saving money on groceries is a favorite frugal focus recommended by most personal finance bloggers. And for good reason, I may add! Over the past four years we have reduced our grocery bill by over 50%. But the other part of saving money on groceries is learning how to cook healthy meals at home. We […]

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Activities Environment Happiness

Simplifying through #ActsofKindness

#actsofkindness This Christmas season donate your time, money, and things to help others in need and focus less on consuming

The holiday season is filled with a plethora of excuses to spend money and lose focus of your values. Just a few years ago, Mr. Kiwi and I were part of the herd filing into stores as they opened in the early hours of Black Friday morning. And, while I love thoughtful gift exchanges, my […]

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Happiness Optimization Savings

Is an Emergency Fund Necessary with a High Savings Rate?

Emergency funds are needed, right? Every personal finance expert advises building up one regardless of your financial situation. General advice recommends emergency funds range from $1,000 to one year of living expenses, depending on if you carry debt. Well, I have a confession: until this year we never had an emergency fund. No emergency fund […]

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