Tag: simple living

Activities Environment Happiness Uncategorized

Simplifying through #ActsofKindness

#actsofkindness This Christmas season donate your time, money, and things to help others in need and focus less on consuming

The holiday season is filled with a plethora of excuses to spend money and lose focus of your values. Just a few years ago, Mr. Kiwi and I were part of the herd filing into stores as they opened in the early hours of Black Friday morning. And, while I love thoughtful gift exchanges, my […]

CONTINUE READING
Happiness Optimization Savings

Is an Emergency Fund Necessary with a High Savings Rate?

Emergency funds are needed, right? Every personal finance expert advises building up one regardless of your financial situation. General advice recommends emergency funds range from $1,000 to one year of living expenses, depending on if you carry debt. Well, I have a confession: until this year we never had an emergency fund. No emergency fund […]

CONTINUE READING
Activities Frugality Happiness Optimization

Frugality: Spend Less by Enjoying More

We are entering the season of advertising, deals, and coupons galore! Around every corner is an opportunity to spend money! In fact, we are always entering a new season of advertising and excuses to shop to save:  From New Years’, to Memorial Day, Sweethearts Day, to after Christmas, there is always a new sale around […]

CONTINUE READING
Frugality Happiness

Frugal Holiday Gift Guide

THIS POST MAY CONTAIN AFFILIATE LINKS. SEE MY DISCLOSURES HERE. I am SO ready for the holiday season! I love getting together with friends and family to celebrate, eat good food, and rest. Even frugal me loves giving gifts to those closest to me. I love thinking it through, listening to my friend/family member throughout […]

CONTINUE READING
Happiness Optimization

Optimizing for Your Values by Questioning Your Spending

Make your spending match your values

I live my life questioning everything and focused on my values, ahem, in theory. Perfection escapes us all, but striving for perfection and learning to embrace your failures will make the journey easier. Thus, while it is easy to propose that I’ll challenge everything, inevitably I realize that I have room for improvement. Over the […]

CONTINUE READING
Optimization Savings

Simplify Your Finances through Automation

automate your finances

One of the best ways to pay yourself first, is to automate your financial life. In today’s digital world setting up the automation is simple and frequently requires talking to zero people! This week, I’ve been thinking about time management, and one of my big time savers/stress reducers is that I have my financial life […]

CONTINUE READING
Chronic Pain

Chronic Pain Challenged us to Build a Simpler Life

Chronic pain and personal finance

A simple life goes against many aspects of my nature. I love travel, adventures, and have a million hobbies. Well, okay, one million may be an exaggeration, but I am very good at keeping myself busy. Seeking financial independence involves taking control of your own life, but when chronic pain is present, that control is […]

CONTINUE READING
Environment Frugality Happiness

The Cost of Driving – Gas

Cost of Car Ownership

Contrary to popular advertising, you really can save the planet by spending less of your money. Have you ever been shopping for a product, but then done a deep dive down the sustainability rabbit-hole? Is this from sustainably sourced cork? Which leads to the least carbon emissions/deforestation or greatest support of the local economy? Cork, […]

CONTINUE READING
Activities Frugality Garden Happiness

10 Free or Frugal Fall Activities

10 Free or Frugal Fall Activities

This post may contain affiliate links, please see my disclaimer page for more information.   The start of September and cooler temperatures have me excited for fall. We are very frugal and have unapologetically cut our expenses, but that doesn’t mean we’ve eliminated fun or time with friends. We’ve just shaped our lives a little […]

CONTINUE READING
Activities Garden

Homemade Applesauce Recipe – The Frugal Way!

If you follow our instagram, you may have realized that we LOVE to cook. We almost never go out to eat, and certainly don’t go out in our own city just the two of us. We reserve restaurant food for travel and socializing with friends and family. But in addition to not going out to […]

CONTINUE READING